Budget planning doesn't have to feel like deciphering ancient hieroglyphics. Our program strips away the confusion and gives you practical skills you'll actually use—starting this September.
Real strategies for real people who've had enough of living paycheque to paycheque.
We won't make you log every coffee purchase in a spreadsheet. Instead, you'll learn to identify patterns and build a system that fits your actual lifestyle. Most people discover they're losing about $400 monthly to things they didn't even notice.
Emergency funds sound boring until your car breaks down on a Tuesday. You'll build realistic safety nets based on your income—not some fantasy number from a finance blog written by someone who's never struggled with rent.
Budgeting isn't just about saying no to everything fun. We show you how to prioritise what matters to you—whether that's travel, hobbies, or just feeling less stressed about money every month.
Retail Manager, Byron Bay
I thought I was decent with money until I realised I had no idea where half my income was going. Three months after finishing the program, I've got an actual emergency fund. First time in my adult life. Feels weird but good.
Freelance Designer, Melbourne
Irregular income made budgeting feel impossible. This program taught me to work with my reality instead of against it. I'm not rolling in cash, but I'm not panicking on invoice day anymore either. That alone was worth it.
Our autumn 2025 intake runs for twelve weeks starting September 8th. Classes meet Tuesday evenings at our Port Macquarie location, with online options for those who can't make it in person. Here's how it unfolds:
You'll map your current financial situation—income, expenses, debt, the whole picture. No judgement, just honest assessment. We cover basic accounting principles and introduce tracking methods that don't require a finance degree.
This is where you create your personalised budget framework. We work through different approaches until you find what clicks for your brain and lifestyle. You'll start testing it in real time with weekly check-ins.
Life doesn't follow spreadsheets. We tackle unexpected expenses, income fluctuations, and how to adjust without abandoning your plan. You'll learn recovery strategies for when things go sideways—because they will.
Now that daily money management feels less chaotic, we look ahead. Goal setting that's actually achievable. Planning for big purchases. Understanding when professional advice makes sense. You leave with a roadmap, not just a budget.